![]() ![]() This may not be worth the effort for some.īut for those who consider rewards-maximizing a sport they’re constantly training for, the 5% yield on the Freedom could be worth even more when transferred to a card like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. If you’re using the Chase Freedom in conjunction with another rewards-earning card that will snag you more than 1%, you’ll also have to keep track of your spending in the bonus categories so that once you hit that spending cap, you switch to a card with a better rewards rate. You have to remember to “activate” each quarter to actually earn that 5% on the bonus categories, otherwise you’ll just earn 1%. ![]() Users have to be proactive to make the most out of this rewards structure.
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